:root{--bg:#f4f7fb;--card:#ffffff;--muted:#5c6b85;--text:#0f172a;--accent:#2563eb;--accent2:#22c55e;--border:rgba(15,23,42,.12);--shadow:0 10px 30px rgba(15,23,42,.08);--radius:18px;--max:1100px;--font:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,"Apple Color Emoji","Segoe UI Emoji"}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--text);background:linear-gradient(180deg,#f4f7fb,#eef2f7 80%);line-height:1.6}a{color:inherit;text-decoration:none}a:hover{color:var(--accent)}p{margin:0 0 14px}ul,ol{margin:0 0 14px;padding-left:20px}img{max-width:100%;height:auto}.container{max-width:var(--max);margin:0 auto;padding:0 18px}.skip{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}.skip:focus{left:18px;top:18px;width:auto;height:auto;padding:10px 14px;background:#fff;color:#000;border-radius:12px;z-index:9999}.header{position:sticky;top:0;z-index:1000;backdrop-filter:saturate(180%) blur(6px);background:#f1f3f7;border-bottom:1px solid var(--border)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 0}.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.2px}.logo{width:34px;height:34px;border-radius:12px;background:linear-gradient(135deg,var(--accent),var(--accent2));box-shadow:0 10px 30px rgba(78,166,255,.25)}.nav{display:flex;align-items:center;gap:18px}.nav a{color:rgba(234,240,255,.9);font-weight:600;font-size:14px}.nav a[aria-current="page"]{color:var(--accent)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:14px;background:linear-gradient(135deg,rgba(78,166,255,.95),rgba(86,240,198,.92));color:#05101f;font-weight:800;border:0;cursor:pointer;box-shadow:0 14px 40px rgba(78,166,255,.18)}.btn:focus{outline:2px solid rgba(86,240,198,.75);outline-offset:3px}.btn.secondary{background:transparent;color:var(--text);border:1px solid var(--border);box-shadow:none}.badge{display:inline-flex;align-items:center;gap:8px;padding:6px 10px;border:1px solid var(--border);border-radius:999px;color:rgba(234,240,255,.92);font-weight:650;font-size:12px;background:rgba(255,255,255,.03)}.hero{padding:44px 0 22px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:22px;align-items:start}.h1{font-size:clamp(28px,3.3vw,44px);line-height:1.12;margin:10px 0 10px;font-weight:900}.sub{color:var(--muted);font-size:clamp(15px,1.5vw,18px);margin-bottom:16px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0 0}.card{background:rgba(255,255,255,.03);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}.card.pad{padding:16px}.kpi{font-weight:900;font-size:18px;margin-bottom:4px}.small{color:var(--muted);font-size:13px}.tool{padding:14px;border-radius:var(--radius);border:1px solid rgba(86,240,198,.35);background:linear-gradient(180deg,rgba(86,240,198,.08),rgba(78,166,255,.05))}.tool h2{margin:0 0 8px;font-size:18px}.tool p{color:var(--muted)}.tool .hint{font-size:13px;color:rgba(234,240,255,.85)}.section{padding:18px 0}.section h2{font-size:24px;margin:0 0 10px}.section h3{font-size:18px;margin:18px 0 8px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.note{border-left:3px solid rgba(78,166,255,.9);padding:12px 14px;background:rgba(255,255,255,.03);border-radius:14px;border:1px solid var(--border)}.table-wrap{overflow:auto;border-radius:16px;border:1px solid var(--border);background:rgba(255,255,255,.02)}table{border-collapse:collapse;width:100%;min-width:640px}th,td{padding:12px 12px;border-bottom:1px solid var(--border);vertical-align:top}th{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:rgba(234,240,255,.8);background:rgba(255,255,255,.03);position:sticky;top:0}td{color:rgba(234,240,255,.92)}.breadcrumbs{padding:12px 0 0;color:rgba(234,240,255,.78);font-size:13px}.breadcrumbs a{color:rgba(234,240,255,.86)}.faq details{border:1px solid var(--border);border-radius:16px;padding:12px 14px;background:rgba(255,255,255,.02);margin:10px 0}.faq summary{cursor:pointer;font-weight:800}.footer{margin-top:26px;border-top:1px solid var(--border);background:rgba(0,0,0,.15)}.footer-inner{padding:18px 0 26px;display:grid;grid-template-columns:1.2fr .8fr;gap:14px}.footer a{color:rgba(234,240,255,.88)}.footer .links{display:flex;flex-wrap:wrap;gap:10px;align-items:center}.footer .partner{margin-top:10px;display:flex;flex-wrap:wrap;gap:12px}.footer .legal{color:var(--muted);font-size:13px}.mobile-toggle{display:none;width:42px;height:42px;border-radius:14px;border:1px solid var(--border);background:rgba(255,255,255,.03);color:var(--text)}@media (max-width:980px){.hero-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.grid2{grid-template-columns:1fr}table{min-width:560px}}@media (max-width:860px){.nav{display:none}.mobile-toggle{display:inline-flex;align-items:center;justify-content:center}.nav.mobile-open{display:flex;position:absolute;left:0;right:0;top:64px;flex-direction:column;gap:10px;padding:14px 18px;background:rgba(11,18,32,.92);border-bottom:1px solid var(--border)}.nav.mobile-open a{padding:10px 12px;border-radius:12px;background:rgba(255,255,255,.03);width:100%}.footer-inner{grid-template-columns:1fr}}.faq{max-width:var(--max);margin:0 auto}.faq details{display:block;width:100%}.faq details summary{text-align:left}table th,table td{color:#0f172a !important}table th{background:#f1f3f7}.badge{color:#0f172a !important;background:#e6ebf2;border:1px solid rgba(15,23,42,.15)}.header .nav a{color:#2563eb;font-weight:700}.header .nav a:hover{color:#1d4ed8}.header .nav a[aria-current="page"]{color:#0f172a;border-bottom:2px solid #2563eb;padding-bottom:4px}.footer .partner a{color:#1d4ed8;font-weight:700}.footer .partner a:hover{color:#2563eb;text-decoration:underline}.section{content-visibility:auto;contain-intrinsic-size:800px}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
